Privacy

Information Only - No Response Necessary
Protecting your privacy is very important to us. We want you to understand what information we collect and how we use it. We collect and use "nonpublic personal information" in order to provide our customers with insurance products and services as effectively and conveniently as possible. We treat nonpublic personal information in accordance with our Privacy Policy.

Public Data
Customer information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without the consent of the customer, other than for the express purpose of delivering the purchased product or service requested by the customer.

Private Data
For your safety and protection, your credit card information is not stored on our servers. Our payment gateway provider, Infusionsoft.com, keeps this information encrypted and secure on your behalf.

What Information We Collect and From Whom We Collect It
“Nonpublic personal information” is information about you that we obtain in connection with providing an insurance product or service. Such information includes for example, social security numbers, dates of birth, income, insurance premiums, health history and other information related to payment such as bank account numbers. We may collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us, our affiliates, or others;
• Information we receive from non-affiliated third parties, including consumer reporting agencies.

What Information We Disclose and To Whom We Disclose It
We do not disclose any nonpublic personal information about you to either our "affiliates" or non-affiliates without your express consent, except as permitted by law. We may disclose the nonpublic personal information we collect, as described above, to persons or companies that perform services on our behalf and to other financial institutions with which we have joint marketing agreements.

"Our affiliates" are companies with which we share common ownership and which offer health insurance products.

Your Right to Verify Accuracy of Information We Collect
Keeping your information accurate and up to date is very important to us. You may access and correct nonpublic personal information about you that we collect, except for information relating to a claim or a criminal or civic proceeding.

Email
The email address you provide for order processing, may be used to send you information and updates pertaining to your order, in addition to periodic company news, updates, and/or related product or service information.  However, you may opt out at any time by clicking on the link found at the bottom of each email we send out.

Our Security Procedures
We restrict access to your nonpublic personal information and only allow disclosures to persons and companies as permitted by law to assist in providing products or services to you. We maintain physical, electronic, and procedural safeguards to protect your nonpublic personal information. Should your relationship with us end, we will maintain and only disclose nonpublic personal information that we have about you in accordance with this Privacy Policy.